Key Highlights Fixed index annuities (FIAs) help to keep your principal safe during market downturns. At the same time, they let you get growth potential that connects to a stock market index. FIAs give you guaranteed income. This makes them a good choice for your retirement savings. You get interest credits based on things like […]
Key Highlights Equity-indexed annuities mix features of both fixed and variable annuities. They are a special type of investment tied to a market index. With these, you get a minimum guaranteed interest rate. There is also a chance to earn more if the stock market does well. The participation rate shows how much of the […]
Key Highlights Fixed indexed annuities provide both principal protection and opportunities for growth potential through index performance, such as the S&P 500®. These products offer guaranteed income options, ensuring a reliable income stream during retirement. FIAs allow for tax deferral benefits, enabling faster retirement savings growth while avoiding immediate taxes. Insurance companies underpin annuity contracts, […]
Key Highlights Fixed index annuities (FIAs) give you principal protection. These offer a way for your money to grow based on how the market does, without making a direct investment in the stock market. FIA riders bring guaranteed lifetime income, helping you have money for life and enjoy financial peace of mind when you stop […]
Key Highlights A fixed index annuity (FIA) provides retirement income by offering growth tied to a stock market index and principal protection. FIAs ensure you never lose your initial investment due to lower market performance, acting as a safeguard against market volatility. Interest rates in FIAs are based on factors like participation rates and caps, […]
Key Highlights A Multi-Year Guaranteed Annuity (MYGA) offers a fixed interest rate for a predetermined period of time, providing stable growth. MYGA contracts are ideal for conservative investors seeking reliable interest earnings over the selected timeframe. These annuities grow tax-deferred, which means taxes on interest earnings are postponed until withdrawals are made. MYGA products offer […]
Key Highlights Multi-Year Guaranteed Annuities (MYGAs) give a fixed interest rate for a set period, usually between 3 and 10 years. They are known to be low-risk because they protect you from market fluctuations. Income from MYGAs grows without tax while inside the account, and you only have to pay taxes when you take money […]
Key Highlights EquiTrust Life Insurance Company is a strong insurance company. It has good financial stability and is rated B++ by A.M. Best and BBB+ by Standard & Poor’s. This company offers many types of annuities. The annuities include accumulation annuities and payout options like immediate annuities, so they fit many financial needs. Their fixed-index […]
Key Highlights Americo Financial Life gives you MYGA (Multi-Year Guaranteed Annuity) and fixed index annuities. These products help to keep the interest rate steady and easy to know. The Platinum Assure Series lets you get competitive interest rates for different times. You can pick periods from two up to seven years. With Americo, your money […]