Our Process
A Simplified Path with Unmatched Support
At Matador Insurance, financial planning is more than charts and products; it’s a relationship built on trust, education, and a shared commitment to your lifelong financial well-being.
We believe the true value we offer goes far beyond just financial products. When someone works with us, they’re not just getting help with investments, they’re gaining a trusted partner who is genuinely invested in their long-term success.
That’s why we developed the Matador Milestone Process — a proven, three-step experience designed to simplify decision-making, offer complete transparency, and ensure every client receives not only a plan, but a partner.
More Than Investments. Real Guidance for Life’s Milestones.
Whether you’re building wealth, preparing for retirement, protecting your family, or planning your legacy, we deliver so much more than products. We deliver personalized, proactive planning with purpose.
Our comprehensive suite of services includes:
- RMD Optimization – Make retirement withdrawals work harder for you, with tax-efficient timing.
- Social Security Timing & Planning – Get expert, personalized strategies to maximize your benefits.
- Trust & Will Planning – Protect your loved ones with thoughtful estate planning support.
- Medicare Planning – Cut through the complexity with clear, guided healthcare decisions.
- Access to a Trusted Professional Network – Need help with broader retirement needs? We connect you to vetted professionals you can count on.
These aren’t upcharges or “extras,” they’re part of the standard experience we provide to every client, because comprehensive support isn’t an add-on at Matador, it’s the foundation.
Step 1
Discovery
Every great plan begins with listening. In our Discovery meeting, we take the time to understand your financial goals, family priorities, and retirement concerns. We talk openly about the risks, your vision for the future, and how we can help. This step sets the foundation for a lifelong relationship focused on what matters most to you.
Step 2
Strategy
Next, our team develops a comprehensive financial strategy custom-tailored to your situation. You’ll receive a fully integrated plan designed to align every aspect of your financial life with your goals and priorities.
Step 3
Ongoing Review
Life doesn’t stand still — and neither should your financial plan. Through regular annual review meetings (and ad-hoc updates when needed), we adjust your plan to reflect changes in your life, goals, market conditions, or tax laws. Your plan is designed to evolve with you, not stay static.
Financial Security That Lasts a Lifetime
- Tax-Efficient Legacy Planning – With strategic life insurance options, we help you pass on wealth to loved ones while minimizing taxes and maximizing impact.
- Lifetime Income with No Market Risk – Annuities can provide guaranteed income for life, helping ensure you’re always covered, no matter what the market does.
- Protection Against Long-Term Care Costs – Long-term care insurance helps preserve your assets by covering the high costs of care later in life.
Why It Works
Your financial life doesn’t exist in a vacuum; it operates in a real world filled with uncertainty. That’s why we design every plan with these critical retirement risks in mind:
Longevity Risk — ensuring your income lasts no matter how long you live.
Market/Sequence of Return Risk — managing volatility and withdrawal timing.
Inflation and Rising Costs — protecting purchasing power over time.
Long-Term Care Needs — creating plans that safeguard your retirement from high medical expenses.
Retirement Taxes — reducing tax burdens on income and inherited assets.
Estate & Legacy Planning — passing on wealth efficiently and in alignment with your wishes.
Spousal Longevity — ensuring protection and income that continues, even after one partner is gone.
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