Annuities Resources

Variable annuities tie returns to subaccounts. We map the fees, riders, and tax treatment so you can decide if the structure works for you.

A charitable gift annuity gives you lifetime income and a tax deduction while supporting a cause. We explain rates, payouts, and IRS treatment.

Life insurance pays your heirs. An annuity pays you. We compare the two and show how they work together inside a real retirement plan.